The Everything vs Microsoft 365 Copilot
Prices and features checked 2026-11-13
Both live in the Microsoft 365 world, so this is the closest comparison on the site. They aim at different work.
At a glance
| The Everything | Microsoft 365 Copilot Business | |
|---|---|---|
| What it is | An AI worker that finishes business tasks | Microsoft's AI across the Microsoft 365 apps, plus agents |
| Where you use it | Teams, text from your phone, Office add-ins, a Windows agent | Inside Word, Excel, PowerPoint and Outlook; voice on mobile, desktop and web |
| Working in Office documents | Word, Excel and PowerPoint add-ins; Word changes approved one by one | Microsoft's own, built in |
| Sending email, booking meetings | Yes, through Outlook and Outlook Calendar; asks before anything important goes out | Copilot in Outlook included; acting without a person not confirmed on Microsoft's pages |
| Xero and trade software | Xero, Trak, ServiceM8, Tradify, Scoro, D-Tools Cloud live | Not built in; buildable with Copilot Studio or connectors |
| Running on its own | Morning brief, follow-ups, review requests | Autopilot and Cowork, billed by usage |
| Admin and compliance | Scoped permissions, audit logging; no certifications published | Enterprise data protection, Purview retention, identity management |
| Price | A$400/month + GST per company | From AU$26.91 per user/month (annual, ex GST), plus a Microsoft 365 Business plan |
Where Microsoft 365 Copilot is better
Depth inside Office. Copilot is Microsoft's own AI, built into Word, Excel, PowerPoint and Outlook. If your day is spent building spreadsheets, decks and long documents, nothing else here is as close to the work. The Everything has Word, Excel and PowerPoint add-ins, but that's not the same as being built in.
Governance. Copilot inherits your tenant's Purview retention policies and sits under Microsoft's enterprise data protection. Microsoft says prompts, responses and data reached through Microsoft Graph aren't used to train foundation models. If your IT provider or insurer wants everything managed with Microsoft's own tools, that's a real advantage. The Everything uses scoped permissions and audit logging, but sends AI requests to Azure OpenAI and OpenAI and publishes no certifications.
A free starting point. Microsoft Copilot Chat comes at no extra cost with eligible Microsoft 365 plans. Custom agents built by your organisation are billed by usage.
Agents of its own. Copilot Business includes the Researcher, Analyst and Facilitator agents, Agent Builder and Copilot Studio. Microsoft describes Cowork as able to “plan, execute, and deliver work”, and Autopilot as able to “follow up and continue working while your attention is focused elsewhere”. Both are billed by usage on top of the seat price.
Where The Everything is different
It finishes the task. The Everything's own line is “instead of giving you advice, it sends the quote”. It reads plans and sends requests for quotes, compares subbie quotes, flags lapsed insurance, turns one text into a purchase order, an expense and a Xero entry, and books, moves or cancels meetings in Outlook Calendar.
Your business apps, ready to use. Xero, Trak, ServiceM8, Tradify, Scoro, D-Tools Cloud, Square (read-only), Google Business Profile and ABN Lookup are live. MYOB, QuickBooks and MechanicDesk are “Ask us”, which means the fit is confirmed with you first. With Copilot, connecting Xero or ServiceM8 means building something in Copilot Studio.
It asks first. It asks before anything important goes out. ServiceM8 changes are confirmed before they're made. In Word, each change is approved.
One price for the company. A$400 a month + GST covers unlimited users. Copilot is priced per user, so it's cheaper for small teams and dearer for larger ones (see below).
Price for 1, 5, 15 and 40 people
Monthly cost, Australian dollars, excluding GST. Copilot Business is an add-on, so neither column includes the Microsoft 365 licences you already pay for.
| People | The Everything (monthly billing) | Copilot Business, annual billing, current price (AU$26.91) | Copilot Business, annual billing, original price (AU$31.40) | Copilot Business, monthly billing (AU$37.68) |
|---|---|---|---|---|
| 1 | A$400 | AU$26.91 | AU$31.40 | AU$37.68 |
| 5 | A$400 | AU$134.55 | AU$157.00 | AU$188.40 |
| 15 | A$400 | AU$403.65 | AU$471.00 | AU$565.20 |
| 40 | A$400 | AU$1,076.40 | AU$1,256.00 | AU$1,507.20 |
On these figures, Copilot costs less than The Everything up to 14 people on the current annual price, 12 at the original annual price, and 10 on monthly billing. Above that, The Everything costs less. Copilot also has usage charges for Cowork, Autopilot and some other features. The Everything's AI images include 20 fast and 3 premium per person a month, with more available to buy. Microsoft also sells Business Standard with Copilot (AU$35.20 annual or AU$42.24 monthly) and Business Premium with Copilot (AU$47.90 or AU$57.48), which include the Microsoft 365 plan. More in pricing compared.
Which one to choose
Choose Microsoft 365 Copilot if…
your team lives in Word, Excel and PowerPoint; you have a handful of heavy users rather than a whole crew; your IT provider wants Microsoft's own governance; or you're happy to build agents in Copilot Studio.
Choose The Everything if…
you want jobs finished in Outlook, Xero and your job software without building anything; you want to run the business from Teams or a text; or you have enough staff that per-user pricing adds up.
They don't exclude each other. A common setup is Copilot Chat, which comes with eligible plans, for drafting, plus The Everything for the doing. See the full job-by-job comparison.
Questions people ask
Is Microsoft 365 Copilot or The Everything cheaper?
For small teams, Copilot. On annual billing at today's AU$26.91 per user, Copilot costs less up to 14 people. From 15 people up, The Everything's A$400 + GST per company costs less. Both exclude your Microsoft 365 licences.
Does Copilot send emails or book meetings by itself?
Copilot in Outlook is included in Copilot Business, but we couldn't confirm from Microsoft's pages that it sends email or books meetings without a person. Autopilot is described as continuing work in the background and is billed by usage.
Can I use both?
Yes. The Everything lives in Teams, and Copilot Chat comes at no extra cost with eligible Microsoft 365 plans. Many businesses could use Copilot for documents and The Everything for finishing tasks.
Is the $18 Copilot Business price permanent?
Microsoft hasn't said so. Its page shows “originally $21.00, now $18.00”, and a March 2026 Microsoft post called it a promotion through 30 June 2026. It was still live on 13 November 2026.
Does The Everything keep data inside my Microsoft 365 tenant?
It runs against your tenant with scoped permissions, but its AI processing uses Azure OpenAI and OpenAI, and providers may process information outside your country. Copilot keeps processing under Microsoft's enterprise data protection.
See whether it does your jobs
The Everything has a 14-day free trial, with no credit card. After that it's $400 AUD a month + GST for the whole company, with unlimited users.
Try The Everything free